Retirement Income Planning



People are living longer. A traditional approach of providing income for retirement is no longer sufficient. A retirement income plan should take into account the increased longevity. There are 3 approaches to consider – short-term needs for income, intermediate needs for income and growth, and long-term goals for growth.

  • Short-term needs for income are generally addressed with liquid stable investments. At Upright Planning, we use a combination of marketable options to provide investors a stream of reliable steady income.
  • Intermediate needs for income and growth can usually be met with alternative investments. Non-traded alternative investments provide higher income, potential growth, and less volatility.
  • Long-term goals for growth are generally met with equity investments. We believe active professional management can be a key to financial success. This has the potential to overcome the longevity concern.